Debt Recovery Services

Trace, Investigate, Recover

Unpaid debts can paralyze financial stability—whether for businesses striving to maintain operational liquidity or for individuals grappling with significant emotional and economic stress. Defaulted payments not only disrupt cash flow but also pose a serious threat to long-term growth and stability.

Recovering debts, especially from high-value defaulters, is a complex and arduous process. Debtors often go underground, relocate without notice, or hide their assets behind layers of shell entities. Some even manipulate legal technicalities to delay or dodge repayments. In such circumstances, relying on conventional collection methods rarely leads to success, and court procedures are often expensive and drawn out.

That’s where Sleuths India steps in. As India’s most trusted and award-winning private detective agency, we specialize in high-value debt recovery services—focusing exclusively on cases involving a minimum default of ₹1 crore or more. With over 25 years of experience and a formidable team of seasoned investigators—retired officers from Intelligence Bureau, RAW, Police, and the Armed Forces—we bring unmatched expertise to locate absconders, uncover hidden assets, and support legal recovery processes.

Whether you’re a business leader, a financial institution, or a high-net-worth individual (HNI), you can count on us for ethical, discreet, and results-driven recovery solutions.

Why Choose Sleuths India for Debt Recovery?

• Elite Investigative Team: Comprising ex-intelligence officers from RAW, IB, Army, and Police, our team carries decades of field expertise in complex recovery investigations.
• Proven Track Record: We’ve successfully executed recovery assignments for corporates, NBFCs, international firms, and HNIs across India and overseas.
• Advanced Technology: We deploy cutting-edge surveillance tools, forensic analytics, GPS trackers, and proprietary OSINT methods to trace both individuals and their assets.
• Legal Compliance & Confidentiality: Every operation is executed with complete legal compliance, and the highest levels of client confidentiality are maintained throughout.
• Pan-India Presence: With fully operational offices in major cities like Delhi, Mumbai, Bangalore, Hyderabad, Chennai, and Kolkata, we offer seamless nationwide support.

Our 4-Step Debt Recovery Process

Sleuths India follows a meticulous and multi-layered strategy to deliver efficient and lawful debt recovery results. Our process includes:

Step 1: Defaulter Tracing

Our first objective is to trace the whereabouts of the defaulter. In many cases, debtors abscond, disconnect communication, or move frequently to avoid being located. We use a mix of surveillance, digital footprint analysis, call records, financial behavior mapping, vehicle tracing, and human intelligence (HUMINT) to accurately locate the subject—whether within India or abroad. In case the debtor has relocated overseas, we leverage our global network and international partnerships to trace them across jurisdictions.

Step 2: Asset Verification

Once the subject is traced, we conduct a deep-dive into their financial background. This includes verification of immovable and movable assets, real estate holdings, benami properties, shareholdings, business stakes, rental income, luxury purchases, and hidden transactions. We analyze both personal and corporate assets, often using discreet channels to bypass any legal smokescreens or proxies. This step is crucial for identifying what can be legally attached or pursued in a court of law.

Step 3: Surveillance & Intelligence Gathering

If necessary, our team initiates covert surveillance to gather behavioral and financial intelligence on the defaulter. This helps uncover valuable insights like hidden business dealings, undisclosed cash flows, secret relationships, or new identities. We use high-end surveillance equipment and field operatives to gather photo and video evidence that supports the recovery process and strengthens the client’s legal position.

Step 4: Legal Support & Strategy

The final step is where intelligence transforms into action. Based on the evidence collected, we assist clients and their legal teams in issuing notices, drafting recovery petitions, and initiating legal proceedings such as property attachment or injunction orders. Our empaneled legal experts are well-versed in debt recovery laws and procedures and can guide clients through court processes to ensure swift and effective action.

With Sleuths India, you’re choosing a debt collection agency that combines investigative precision with legal acumen. We don’t just trace the debtor—we build a complete case file that can be used in legal forums for fast-track recovery. Our focus is always on ethical practices, preserving the client’s reputation, and delivering actionable outcomes.

If you're dealing with a high-value default and feel helpless, it’s time to act smart. Let Sleuths India recover what is rightfully yours—legally, discreetly, and effectively.